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We live in an age with an abundance of personal information exposed in the ether of the internet. Most of this information is disclosed voluntarily by the user, often without direct monetary cost. Social media is more prominent than ever—from old mainstays like Facebook and Twitter to newer apps like Instagram and Snapchat. There are even plenty of platforms for anybody to go and engage with niche interests, such as Pinterest and Reddit. This profile may be relatively anonymous or tied to one specific interest, or it could be a place where you simply look to express yourself in a directed fashion.

Medicare open enrollment ends Dec. He was the answer to her prayers. Before she knew it, her savings were gone. And the man of her dreams? He might not even exist.

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Many people have been finding love online, but others have not been so fortunate. In fact, romance scams actually cost Americans more money than any other kind of internet fraud. You may think this could never happen to you but young and old alike have been victims of a "sweetheart scammer"—a criminal who preys on lonely hearts to steal their personal information and swindle them financially.